Head-to-head comparison of Greene County Bancorp (NASDAQ:GCBC) and Cullman Bancorp (NASDAQ:CULL).
Greene County Bancorp (NASDAQ:GCBC – Get Rating) and Cullman Bancorp (NASDAQ:CULL – Get Rating) are both financial companies, but which is the better deal? We’ll compare the two companies based on their dividend strength, valuation, risks, profitability, analyst recommendations, earnings, and institutional ownership.
Insider and Institutional Property
Institutional investors own 7.0% of Greene County Bancorp’s stock. In comparison, 5.2% of Cullman Bancorp’s stock is owned by institutional investors. 6.4% of Greene County Bancorp’s stock is owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers, and endowments believe a stock will outperform the market over the long term.
profit and rating
This table compares the gross earnings, earnings per share and valuation of Greene County Bancorp and Cullman Bancorp.
| gross receipts | price/sales ratio | net income | earnings per share | price-earnings ratio | |
| Greene County Bancorp | $68.00 million | N / A | $23.94 million | $3.38 | 13.37 |
| Cullman Bancorp | $14.88 million | 5.46 | $1.75 million | N / A | N / A |
Greene County Bancorp has higher revenues and profits than Cullman Bancorp.
Analyst Ratings
This is a breakdown of the current ratings and recommendations for Greene County Bancorp and Cullman Bancorp as reported by MarketBeat.com.
| sell reviews | keep ratings | Buy reviews | Strong buy recommendations | rating score | |
| Greene County Bancorp | 0 | 0 | 0 | 0 | N / A |
| Cullman Bancorp | 0 | 0 | 0 | 0 | N / A |
dividends
Greene County Bancorp pays an annual dividend of $0.52 per share and has a dividend yield of 1.2%. Cullman Bancorp pays an annual dividend of $0.12 per share and has a dividend yield of 1.1%. Greene County Bancorp pays out 15.4% of its earnings in the form of a dividend. Greene County Bancorp has increased its dividend for eight straight years. Greene County Bancorp is clearly the better dividend stock because it has a higher yield and a longer track record of dividend growth.
profitability
This table compares the net margins, return on equity, and return on assets for Greene County Bancorp and Cullman Bancorp.
| net margins | return on equity | return on investment | |
| Greene County Bancorp | 38.97% | 18.54% | 1.23% |
| Cullman Bancorp | 13.10% | 2.23% | 0.54% |
summary
Greene County Bancorp beats Cullman Bancorp on 9 of the 10 factors comparing the two stocks.
About Greene County Bancorp (get rating)
Greene County Bancorp, Inc. acts as the holding company for The Bank of Greene County, which provides various financial services throughout the United States. Deposit products include savings deposits, NOW accounts, money market accounts, certificates of deposit, interest-free checking accounts, and individual retirement accounts. The Company’s loan portfolio consists of residential, construction, land and multi-family mortgage loans; Commercial real estate mortgage loans; consumer loans, such as new and used car loans, personal loans, and home equity loans, as well as other consumer installment loans, including savings account loans, unsecured home improvement loans, mobile home loans, and deposit account overdrafts; and commercial loans. As of June 30, 2021, it operated a network of 17 full-service bank branches. The company was founded in 1889 and is based in Catskill, New York. Greene County Bancorp, Inc. is a subsidiary of Greene County Bancorp, MHC.
About Cullman Bancorp (received rating)
Cullman Bancorp, Inc. functions as the holding company of Cullman Savings Bank, which offers various banking products and services. It offers checking, savings, and individual retirement accounts, as well as certificates of deposit accounts. The Company also offers single- to four-family residential real estate, commercial real estate, commercial and industrial real estate, construction, multi-family real estate and consumer lending; and invests in stocks. It operates three offices in Cullman, Alabama; and an office in Hanceville, Alabama. The company was founded in 1887 and is headquartered in Cullman, Alabama.
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