DUBLIN – (BUSINESS WIRE)–The “Peer-to-Peer (P2P) Credit Market: Global Industry Trends, Share, Size, Growth, Opportunity, and Forecast 2020-2025” Report was added to ResearchAndMarkets.com to offer.

The global peer-to-peer lending (P2P) market grew in the period 2014-2019 with a CAGR of around 25%. Looking ahead, the global peer-to-peer (P2P) lending market will continue to grow rapidly over the next five years.

Peer-to-peer lending or P2P lending refers to a money arrangement between two companies without the involvement of different financial institutions. It is a borrower seeking unsecured personal, business or educational loans from investors seeking higher returns on their investments.

The transaction is carried out through a P2P lending platform that acts as an intermediary and risk reducer between the two parties. It also facilitates lending and borrowing by multiple partners for diversification of investments. Compared to the traditionally used financing alternatives, P2P lending is fast, paperless, offers higher returns, does not affect creditworthiness and is more flexible.

The increasing digitization in the banking sector is one of the key factors for the growth of the market. In addition, the emergence of small and medium-sized enterprises (SMEs), particularly in developing countries, is stimulating market growth. These small organizations need alternative financing options with minimal fees and convenient repayment options.

In addition, P2P lending platforms also eliminate the cost of setting up physical branches, staff, and maintenance, making them preferred by the masses. In addition, as the coronavirus disease (COVID-19) continues to spread around the world, P2P lending is becoming enormously important as a means of obtaining unsecured loans to cover treatment costs.

In addition, various technological advances such as the development of blockchain technology and smart contracts act as additional growth-promoting factors. They offer transparent and reliable credit and lending options that ensure the well-being of all parties involved.

Other factors, including the growing number of students in need of education loans, as well as increasing home lending are expected to continue to drive the market.

Key questions answered in this report:

• How has the global peer-to-peer (P2P) credit market developed so far and how will it develop in the coming years?

• How has COVID-19 impacted the global peer-to-peer (P2P) credit market?

• What are the main regional markets?

• How is the market divided by loan type?

• What is the market distribution based on the business model?

• How is the market split based on the end user?

• What are the different stages of the industry’s value chain?

• What are the main driving factors and challenges in the industry?

• How is the global peer-to-peer (P2P) lending market structured and who are the main players?

• How high is the competition in the industry?

Key topics covered:

1 Introduction

2 Scope and methodology

2.1 Aims of the study

2.2 Stakeholders

2.3 data sources

2.4 Market assessment

2.5 Forecast methodology

3 Summary

4 Introduction

4.1 Overview

4.2 Major industry trends

5 Global Peer-to-Peer (P2P) Credit Market

5.1 Market overview

5.2 Market performance

5.3 Effects of COVID-19

5.4 Market forecast

6 Market division by type of loan

6.1 Consumer Credit

6.2 Business Loans

7 Market division according to business model

7.1 Market lending

7.2 Traditional lending

8 Market split by end user

8.1 Consumers (individuals / households)

8.2 Small Businesses

8.3 Large companies

8.4 real estate

8.5 Other

9 Market breakdown by region

10 SWOT analysis

10.1 Overview

10.2 strengths

10.3 weaknesses

10.4 opportunities

10.5 Threats

11 Value chain analysis

12 Carriers – Five Forces Analysis

12.1 Overview

13 Price Analysis

14 Competitive Landscape

14.1 Market structure

14.2 Key Players

14.3 Profiles of the main actors

• Avant Inc.

• Commonbond Inc.

• Förderkreis Ltd.

• LendingClub Corporation

• Lendingtree Inc. (InterActiveCorp and Tree.com Inc.)

• On Deck Capital Inc.

• Prosper Marketplace Inc.

• Retail Money Market Ltd.

• Social Finance Inc.

• Upstart Network Inc.

• Zopa Limited.

For more information on this report, see https://www.researchandmarkets.com/r/c3hp2j