• Two other customers came up to say that Tesla and Equifax reported loans they never applied for.
• Both customers signed “Power Purchase Agreements”, joint contracts for solar systems.
• But years later, according to the lawsuits, massive loans appeared on their credit reports, hurting their scores and affecting their ability to refinance their mortgages.
• Visit the Business Insider homepage for more stories.

Two more Customers of Tesla’s private solar power system have filed a lawsuit alleging the company ruined their credit by reporting loans they never applied for.

Yi Lee signed a contract with Solar City in 2014 to install solar panels at his Rowland Heights, Calif. Home, he said in a lawsuit filed in federal court on Tuesday. He didn’t buy the records directly from Solar City, which was acquired by Tesla in 2016. Instead, he used a joint “power purchase agreement,” under which the company retains ownership of the facility and sells the power to Lee at a set price.

“This is not a loan,” he said in the complaint, adding that he “chose this type of arrangement to ensure that the solar system does not reflect his debt-to-income ratio or report on his credit report as he does it carefully managed “. . “

But similar to a previous lawsuit filed in October by another customer, Lee said he unexpectedly discovered his September credit report showed a 20-year loan totaling nearly $ 80,000. The appearance of the loan damaged Lee’s ability to take advantage of record-low mortgage rates and refinance his home, the lawsuit said.

Continue reading: Tesla has just settled its year-long lawsuit with a whistleblower that infuriated Elon Musk. But accounting experts say it leaves questions about where hundreds of millions of dollars have gone.

Another customer, Lito Hugo, is listed on the same complaint for a $ 17,666 loan that he says was never authorized.

Both customers said they tried to work with Tesla and Equifax to resolve the situation, but the credit reporting agency’s litigation letters to Tesla were ignored. They are demanding punitive damages as well as compensation for pain and suffering, legal fees, denial of credit and more.

None of the companies responded to requests for comment from Business Insider. It is not clear whether the new plaintiffs, represented by the same law firm as the first lawsuit, will attempt to group the lawsuits into one class action.

“Tapping a large debt on a consumer’s credit report is nothing more than a pressure tactic to compel consumers to repay debts they do not owe, and the Defendants did so on purpose to encourage plaintiffs and other consumers to repay debts to force who they do not owe. ”reads the complaint.

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