Loan and Credit

As the name implies, Loan and Credit is a lender that offers you as a customer a more flexible micro loan. This is because they have a slightly different solution to it all than most others.

Their loans are not tied after the usual 30, 60 etc days

Their loans are not tied after the usual 30, 60 etc days

Without this you can decide for yourself how long you want to borrow the money. You can choose almost freely between 15 and 55 days.

The limitation that exists is that the maturity should not expire during a holiday. Otherwise, it is free to choose the one that suits you best. This gives you a lender more opportunity to borrow the money in a timely manner. You save money on borrowing for as short a time as possible, as each extra day costs more. Which makes Loan and Credit a good fit if you have the opportunity to repay a little faster.

As we have said before, it is a micro loan that you can apply to Loan and Credit and the size that is possible for you to borrow is USD 500 up to USD 6,000. The entire cost that Loan and Credit charges for the loan is interest, which means you can deduct 30% on this amount.

If you want to borrow money from Loan and Credit, you have two choices. It is either filling out the form that they have on their website or you can call them directly. Most often, it is easiest to use the form, for example you can apply at any time during the day.

What is needed to borrow from Loan and Credit?


It is basically the usual terms and conditions that apply to you who want to borrow money from Loan and Credit. As with other lenders dealing with micro-loans, it is not uncommon to have slightly higher age requirements and Loan and Credit requires that its borrowers are at least 20 years old. You should of course also be registered in this country.

When it comes to income, you must have one that is at least USD 50,000 per year in order to be approved for an application. There must also be no active payment remarks.

Loan and Credit offers the following types of loans

  • Micro loans USD 500 to USD 6,000.